Hey Sean, speaking of credit card, fees back in the 80s. MasterCard used to have those commercials saying they don't take American Express go here. Use our card. And I can remember 12 years ago when I started my new company. And I was given a company credit card, which is American Express and they would say, hey, go here and buy this go here and buy that. And I had to go somewhere else because the places did not take American Express because they're fees were so high for that card. It's crazy. Now, it's going to give me worse.