So am I living at a low-cost minimum? Yes, I am. I have no mortgage. I have no vehicle payments. Okay. But here's the irony involved in this Okay. When I first moved in with my wife, she still had some mortgage left on the house. I split it with her and we paid off the mortgage, okay? What I pay now for property tax and insurance. Is what the mortgage payment on the house used to be. So no, there's no winning this game.